“Crafting Their Dream Modern Hobbit Home”: Couple Bypasses Bank Loan Hurdles by Building It Themselves

Getting a bank loan can be tough. Banks often hesitate to give loans for various reasons. But Steve Travis and Jeff Ingram didn’t let that stop them from building their dream home, an earth-sheltered dome.

Instead of relying on a bank loan, they took a creative approach. They financed each step of their hobbit villa project with their paychecks. They even used recycled highway signs for the foundation forms.

Their journey involved unique milestones, like a lively dome-raising party and a year-long commitment to tying rebar. After six years in a trailer, they moved into their partially constructed home.

Now, after a decade, they enjoy a mortgage-free life in a home built to withstand extreme conditions. The house has excellent insulation, so they don’t have heating or cooling bills. Steve credits the strength of their home to the massive amount of earth surrounding it.

Despite county regulations, they never needed bedroom wall heaters. The decision to use non-load-bearing walls allowed for big windows, providing plenty of natural light.

During construction, their distinctive home intrigued neighbors, sometimes mistaken for a government facility. Steve found the land during drives and fell in love with the view, leading to their unique living experience..

Discussing the local climate, they note moderate temperatures and the earth’s effectiveness as a natural insulator. They talk about the construction process, using steel arches and highway signs due to financial constraints.

Securing loans posed challenges, causing delays, but they overcame them with determination. They added a layer for waterproofing, sharing details about their home’s features, like a chimney, arches, and an innovative system designed by a Colorado-based company.

They highlight the energy efficiency, sturdiness, and low maintenance of their home, crucial in the earthquake-prone area. Inside, they discuss the strategic layout, conduit placement, and on-site milled wood.

Living in a trailer during construction had its challenges, but they found satisfaction in the cost-effectiveness and sustainability of their unique home. Despite struggles, their decade-long journey is a testament to dedication and unconventional thinking.

Related Posts

Determination or Stupidity?

This Texas, United States woman Monica Riley weighs more than 300 kilo but she is determined to gain more weight to hit her goal of becoming the fattest woman alive….

Safe Bathing After 70: How to Protect Your Heart and Prevent Falls

Bathing is more than a routine — it’s a daily ritual that supports comfort, dignity, and independence. But after age 70, the body responds to heat very…

Magnitude-5.2 Earthquake Rattles Southern California: What Residents Need to Know

A magnitude-5.2 earthquake struck near the mountain town of Julian in San Diego County late Monday night, sending tremors across a broad stretch of Southern California. The…

After Opening Ceremony Reaction, JD Vance Sends Message to US Olympians

JD Vance addressed Team USA athletes after he and his wife, Usha, were met with boos during the Winter Olympics opening ceremony in Milan. The couple attended…

Bullfighter’s chilling final words before death

Renowned Spanish matador Iván Fandiño’s death in 2017 remains one of the most shocking moments in modern bullfighting. The 36-year-old was fatally gored during a festival in…

World Curling confirm change in new statement following ‘cheating’ scandal

World Curling has issued a new statement after meeting with team representatives at the Winter Olympic Games, confirming changes to its “stone monitoring protocol” starting with the…