Retirees already living on tight budgets can’t afford surprises, especially when every cost-of-living adjustment feels like a lifeline. Trump’s proposed Social Security tax changes could tilt the balance, making some states far more attractive while turning others into financial traps. Lower-tax, retirement-friendly states may see residents keeping more of each monthly check, while higher-tax states risk eroding the value of new COLA increases and long-term benefits.
That’s why knowing your exact benefit amount, and how your state treats it, matters more than ever. Verify your updated payment starting in January and compare how your current or future state taxes Social Security benefits. Watch for the official SSA notice in December, then use trusted resources like the SSA, AARP, and Medicare.gov to run the numbers. In this environment, smart location choices—and vigilance—can decide whether your retirement feels secure or constantly on edge.
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